Best motorcycle finance deals of 2017

motorcycle finance

The lighting fast year of 2016 is wrapping up and as we get ready to move on to bigger and better things for 2017, many of us are thinking ahead to any big life changes, and for those lucky enough this could include a new motorcycle. To save you the tedious scouring of the internet for the latest finance offers and cashback incentives, we’ve brought together our list of the best motorcycle finance and cashback deals for 2017.

Best motorcycle finance deals of 2017

Kawasaki finance deals

The famous green brand are currently offering a range of 0% finance offers, including 48 months on Ninja 636R, Ninja 250SL, Z250L and the J125. 36 months 0% is available on the ER6F, ER6N, Ninja 300, Versys 650, Z800, Vulcan S, J300, KLX125, KLX250 and the Z300. There is also a PCP offer at 5.9% over 37 months available on most models, all of the both will require you to put down a minimum £99 deposit, doesn’t sound too bad for a new bike though, eh? Compare finance packages at www.kawasaki.co.uk

Honda motorcycle finance offers

As well as this Japanese marks usual range of low rate 5.9% PCP deals, there is also a rather unusual 50/50 0% finance offer available on the Fireblade and Blade SP (CBR1000R and CBR1000RR), whereby you pay for half of the bike upfront and repay the other half in 12 months time interest free, ideal if you have something of a reasonable value to trade in against it, as it could cover off the 50% deposit. Full information is accessible at www.honda.co.uk/motorcycles

Suzuki motorbike finance options

After a strong year running up to 4 years finance on a wide range of it’s models, Suzuki has now switched back to it’s default 8.9% PCP and 6.7% HP finance offers, which still represent great value and flexibility, even if you only have a small deposit. With lots of cool new additions to the range for 2017 we’re sure these offers will prove popular. Visit www.suzuki-gb.co.uk to see all finance options

Yamaha finance promotions

Yamaha’s longstanding 8.8% PCP offer continues on a wide range of motorcycles from their 2017 product line-up and with a combination of strong residual values and low deposits, this could be a good option if you are thinking about changing your motorcycle to a new bike this year. They will still continue to offer their traditional HP finance options, however the market is definitely changing and the trend towards the PCP model if growing year-on-year. More at www.yamaha-motor.eu/uk

BMW Motorrad low-rate finance

One of the biggest european brands in the UK market are continuing to push their low-rate 3.9%, 5.9% and 9.9% PCP deals on a range of popular models including the R1200GS, S1000XR, S1000RR, F800GS and lots more. These offers have been running for a while now and are likely to continue into 2017 and for the foreseeable future. Details at www.bmw-motorrad.co.uk

Triumph finance package

Following on from multiple new model launches at the back end of 2016, the UK-based brand have really got to grips with their customer finance offering for 2017, if you’re looking for a new Triumph motorcycle then you will able able to take advantage of their 6.9% or 9.9% PCP packages depending on which model you are interested in. As this brand has only larger capacity models, this means the PCP offer is available on the whole range of motorcycles, HP finance is also available across the board at competitive rates. For more info check out www.triumphmotorcycles.co.uk

Ducati finance offers

If you fancy some Italian exotica for 2017 then Ducati are promoting their 6.5% PCP offer on a wide range of bikes like the popular new Scrambler models. There are also a selection of PCP and HP offers available on all other models in the range, you can also use their handy finance calculator to see all the offers in their TriOptions finance range at www.ducatiuk.com

We will publish an updated list of the best finance offers available every 3 months throughout 2017 inline with when most manufacturers updates their finance offers and promotions. If you liked this article then please feel free to share it.

The best motorcycle insurance deals

motorcycle-insurance
Whether it’s zipping through congested city centres, or blasting through twisty country roads, motorcycling is undoubtedly the most exciting and practical form of transport. So to give you more riding time and less admin time, we’ve spoken to the UK’s leading motorcycle insurance provider Bennetts to give you the best offers and reasons to get covered with them.
Bennetts is the UK’s number one for bike insurance currently providing insurance cover for more than 200,000 bikers.  Rated No 1 by Bikers, key benefits of their service include:
  • Voted No 1 for Customer Service*
  • 24 hour UK based specialist Claims Team
  • 90 days EU cover included as standard
  • 5 Star Product (as rated by Defaqto)

They’re not like other brokers, comparison sites or insurance companies. Here’s how they are different:

Cheaper bike insurance
They will search several top UK insurers to get you our best rate on your insurance cover. Why not get a quote and see what you could save?
Others recommend them

A survey of 500 bikers* showed that they are the most recommended bike insurance provider in the UK – they listen to what you’ve got to say!

You can talk to people
They have a UK-based call centre with real people you can talk to! They are even open on Sundays and Bank Holidays.

They’re good at claims
They have an excellent bike specialist claims team who can be contacted 24 a day, every day. They are here to help when you really need it the most.
Pay by monthly instalments

You don’t have to pay all your motorcycle or scooter insurance premium upfront. They can set you up monthly instalments for you, to make your life a little but easier (subject to status).

Theycan include European Union cover and riding other bikes (subject to conditions)
You can travel to any country within the European Union for up to 90 days in one single trip (as standard). Check with us to see if you meet the conditions to be covered to ride other motorbikes as part of your insurance policy.

3 Levels of RAC Breakdown cover
If you are stuck at the side of the road you need a fast and highly trained network like RAC. They now offer 3 levels of RAC Breakdown cover to ensure you get the cover you need a a price to suit your budget. So add RAC Breakdown cover to your policy for peace of mind.
And finally…
They offer a range of extra cover from Helmet and Leathers cover, to No Claims Discount Protection and Personal Accident cover. They can also arrange multi-bike policies, so you can put them all on one policy and save on your premium.

Car vs Motorcycle: a battle to save you money

hqdefaultWith salaries frozen and energy prices spiralling out of control, we investigate how much money could be saved by switching from a Car to a Motorcycle.

Automobile versus motorcycle, it’s the argument that has been raging on tarmac since the four and two-wheeled rivals first met in the 19th century. Be it performance, looks, practicality or economy the fiery altercation has taken many forms and featured in many places before now, but perhaps none have been quite so poignant as the topic we attempt to thrash out in this article.

Recent news that the UK’s economy has grown for the third successive quarter is welcomed with open arms, but whilst we are undoubtedly on the road to recovery, with employment rates also improving, the truth is that many of us are still feeling the pinch of very hard times.

The recently announced price rises from the UK’s ‘big six’ energy suppliers mean that households will face bills over 8% higher than last year. For the average household, this could mean annual bills hitting the £1,500 mark for the first time in history. This highly topical issue compelled us to take action, so we set off to see if consumers really could save money by changing from four-wheels to two.

The first problem we came across in our quest to save money and encourage motorcycling, was finding a starting point! A bit of research into running costs of cars and bikes seemed a logical place to begin, but what cars and what bikes? Should we target a particular user such as commuters? or perhaps first time bikers? Well to give this post the widest possible appeal we’ve hand picked a few different examples, all of which are based on 3-year ownership costs to build a balanced picture.

The following isn’t meant as a definitive guide for how to save money and which bike you should choose to do so, nor is it reflective of all the different types of drivers and riders, it is merely a few examples and generalisations we’ve made to get some healthy debate going.

The Commuter

To start with we picked a reliable and frugal commuter bike, something that will return good economy and won’t leave you stranded at the roadside. The Suzuki Inazuma 250 does just that and if it doesn’t put a grin on your face at the same time, then we’re not quite sure what will!

Next up we needed to find an equivalent from the 4-wheel world, we’re the first to admit that we’re not car experts, which is why we decided to keep things simple and pick a vehicle from the same company. The Suzuki Alto is ingrained with same brand philosophy to deliver value-packed products, it sits at the no frills end of the firm’s range and it’s Japanese heritage ensures a reliable and efficient performance.

So, how do the Inazuma and the Alto stack up on paper:

The facts are undoubtedly in the bike’s favour but some might argue that it comes at a compromise, and to a certain extent they’d have a point. With only 2 seats instead of 4 or 5 and no protection from the elements, it’s not going to be practical to sell the family car and invest in a bike. That said, the bike could be a serious alternative to a second car, and with savings of around £750 per year (50% of the average households energy bills), it’s worth some serious thought.

The Learner

For this comparison we decided to use some real bargain second hand vehicles, for the bike we picked the original trusty learner bike, the Honda CG125. On the car front, perhaps an equally stereotypical learner-mobile or first car, the Ford Fiesta. Here’s how they compared:

So even though the buying costs are pretty similar, there is still a huge amount of cash to be saved in the annual running costs of the bike. We’ll concede that you’ll be hard pushed to get an adrenaline rush onboard a CG125, but the same can be said about driving the Fiesta.

If you’re looking for a no-frills winter hack or summer commuter and you’re not doing lots of motorway miles, then an economical 125cc commuter bike will bag you around £1300 in savings each year. What’s more you can also ride a bike of this capacity without getting your full motorcycle license. Instead you can do a 1-day compulsory basic training (CBT) course for around £100 and get straight out on the road with L plates.

The Petrol Head

The last car vs bike comparison we made has a slightly unexpected twist. You might think that an article written in an attempt to save money might only focus on the most frugal of machines, but we don’t think that those looking for performance should be excluded.

Our last comparison is between the tarmac-melting BMW S1000RR superbike and the BMW 135i M Sport super-hot hatchback. Realistically there are much cheaper ways to buy big performance, but the BMWs, like the Suzukis we mentioned earlier, are ingrained with the same core values to deliver a pure, unadulterated riding/driving experience. So here’s how they sit:

As you’d expect the super-car beating S1000RR simply outclasses the hatchback in all areas of performance and in the economy stakes it is leaps and bounds in front too. With the comparatively huge price tag of the car, you can also expect equally high depreciation. This has big implications when it comes  to the annual running costs, meaning you can have the awesome performance of the S1000RR and save over £3100 a year compared to the 135i M Sport!

So to conclude, the figures really do speak for themselves on the performance and economy front, with two wheels coming out on top. That said, modern cars have almost certainly closed the gap on their more economical two-wheeled equivalents and they are clear winners in the practicality stakes, with longer tank ranges, more torque, the ability to carry more passengers and keep them dry!

We’ve proved that there is certainly some money to be saved if your lifestyle will support a switch from four-wheels to two and even though we are somewhat biased, you’ll also realise that nothing can beat the rush and the sense of freedom and independence you get from riding a motorcycle.

If you have any views or comments on this subject or if you’ve made the change from four-wheels to two-wheels we’d love to hear from you, please leave a comment below!

* Insurance quotes based on a 25yr old male with clean license, no accidents, 8yrs NCB.

Christmas present and gift ideas for bikers and motorcyclists

bike-cushion

A great selection of xmas gift ideas for the biker in your life!

If you’re stuck for xmas present ideas then look no further! We’ve put together a collection of some great items to give you a helping hand. There’s an excellent range of biking gifts to suit that special someone, no matter what your budget, from tool kits and t-shirts to sat-navs. You won’t go far wrong with a gift voucher too!

Heated motorcycle clothing & accessories

heated-motorcycle-gearFor all the hardcore all-weather bikers out there, now is the time to be checking out the latest heated clothing options to help keep you biking.

Ghostbikes.com have got an amazing range of heated grips covers every type of motorcycle, from every brand that’s worth considering.

They’ve also recently added to their heated clothing collection to include vests, jackets, and heated gloves, to suit every rider, no matter what your budget. There really is no excuse to be using your car, even in the cold wintry days ahead!
Click here to visit the Ghostbikes.com website